At the start of June, the Canada Mortgage and Housing Corporation (CMHC) announced some rule changes to its insured mortgages. In light of the ongoing Coronavirus pandemic, the crown corporation has decided to no longer allow borrowed down payments. It’s also upping its minimum credit score and lowering its maximum debt servicing ratios. The new… Read more
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It may seem tough to think about right now, but there will be a day when COVID-19 is no more. Whether it’s through a vaccine or flattening the curve, life will get back to normal (or semi-normal) eventually. That begs the question, what will the real estate market look like when COVID ends? Not surprisingly… Read more
Last month I wrote about how Coronavirus is affecting the real estate market. In the last article I mostly focused on how Coronavirus is affecting mortgage financing. In this month’s article I think it would be helpful to focus on what’s going on in the real estate market. Without further ado, here are some ways… Read more
It’s hard to pick up a newspaper these days and not read about Coronavirus (otherwise known as COVID-19). What began as a few cases of pneumonia at the end of last year is spreading quickly all over the world. There are now over 100,000 cases worldwide and over 3,000 deaths with no end in sight.… Read more
When it comes to buying real estate we’re often told the three most important things are “location, location, location.” While the location of a property certainly matters, there are other things to consider as well. This is especially true when it comes to buying a rental property. For you this might be for your forever… Read more
Are you planning to buy or sell a home in 2020? Then you’ll want to read this article. If you’re like most Canadians, buying or selling a home is most likely the single biggest financial transaction of your lifetime. Get it right and you can be well on your way to financial freedom. Get it… Read more
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* Note: Estimated savings based on industry average commission rate of 5%