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Lenders look at four main factors when approving you for a mortgage: your income, down payment, the property itself and your credit (debt). You could have a great income, sizable down payment and the property could be in great condition, but if your credit score is on the low side it could limit your ability… Read more
Population growth is one of the clear markers for measuring how desirable a place is for most people. With this said, Toronto is currently rank #1 as the fastest growing city in both Canada and the United States. This isn’t a surprise, of course, but to have this data backed up by statistics is great… Read more
Getting your home ready for sale need not take expensive renovations and extensive remodeling. Sometimes all you need to do is some smart and inexpensive tweaks to make small changes that buyers can appreciate. Here’s a list of affordable tweaks that you can do before listing your home for sale. Landscape and Exterior Touch Up… Read more
As a mortgage broker I really enjoy my job. Each year I help countless Canadians make the dream of homeownership a reality. Before I became a mortgage broker, I thought I knew everything about mortgages, but since becoming a mortgage broker I’ve learned so much. I like to share as much of this knowledge as… Read more
Mulling about which home renovation and home improvement projects to go for to really increase your home’s value? These days it isn’t enough for home projects to simply be fun. You have to be at least knowledgeable about which home projects will do well with time and with inflation and your home’s resale value in… Read more
Buying a home is a huge financial commitment for anyone. You have to be 100% sure that you’re getting exactly what you’ll be paying for by checking every detail and by being on the lookout for inconsistencies and other home buying red flags. We’ve compiled a list of the home defects that you must look… Read more
So many things have changed in Toronto in the past few decades. Just a little over 3 decades ago, Toronto didn’t have a city skyline, trolleybuses were still in some streets, and well-known hubs that we have today were still industrial zones that were up for renewal. If we’re going to imagine possible future changes… Read more
There is a lot that goes into buying a house more so if you’re planning to buy a home where you’ll raise your family in. You need to consider proximity to good schools, shopping areas, and wholesome recreation, plus safety and security as well as a great sense of community. This collection of information can… Read more
Buying a home comes with a lot of responsibilities and liabilities. When you buy a home, you are stuck with it until after you sell it successfully. Because of this, you must take extra precaution and try to ask as many important questions as possible before you close a deal with the seller or broker.… Read more
Purchasing a home is truly one of the biggest life decisions for a lot of people. It is not uncommon to second guess one’s self more so when you’ve finally decided to buy a home. Some even go through the joy of thinking that they’ve found the perfect home only to get sidetracked by another… Read more